{"id":1654,"date":"2026-02-27T05:57:24","date_gmt":"2026-02-27T12:57:24","guid":{"rendered":"https:\/\/wishlistlms.com\/?post_type=ht_kb&#038;p=1654"},"modified":"2026-04-14T09:32:58","modified_gmt":"2026-04-14T15:32:58","slug":"how-to-enable-bacs-with-stripe-and-wishlist-lms","status":"publish","type":"ht_kb","link":"https:\/\/wishlistlms.com\/pt\/docs\/how-to-enable-bacs-with-stripe-and-wishlist-lms\/","title":{"rendered":"How To Enable BACS With Stripe and WishList LMS"},"content":{"rendered":"<p><a href=\"https:\/\/www.bacs.co.uk\/services\/bacs-schemes\/direct-debit\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>BACS Direct Debit<\/strong><\/a> is a payment method in the UK that allows direct money transfers between bank accounts.<\/p>\r\n\r\n\r\n\r\n<p>WishList LMS works with Stripe to accept BACS payments. This guide explains how to set it up and provides key details about BACS Direct Debit.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" id=\"prerequisites\"><a href=\"#prerequisites\">Prerequisites<\/a><\/h2>\r\n\r\n\r\n\r\n<p>Make sure these things are ready before setting up BACS Direct Debit payments.<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Your website needs an active SSL certificate for secure payments. You also need a verified Stripe account with bank details connected. New Stripe accounts might take a few days to verify;<\/li>\r\n\r\n\r\n\r\n<li>Your Stripe account country must be the <strong>United Kingdom<\/strong>;<\/li>\r\n\r\n\r\n\r\n<li>Your WishList LMS country setting must be set to the United Kingdom. Navigate to <strong>Dashboard &gt; WishList LMS &gt; Settings &gt; <a href=\"https:\/\/wishlistlms.com\/pt\/documentos\/how-to-configure-the-info-tab-in-wishlist-lms\/\">Informa\u00e7\u00f5es<\/a><\/strong> to adjust this;<\/li>\r\n\r\n\r\n\r\n<li>Currency in WishList LMS settings must be <strong>GBP<\/strong> from <strong>Dashboard &gt; WishList LMS &gt; Settings &gt; <a href=\"https:\/\/wishlistlms.com\/pt\/documentos\/how-to-configure-general-tab-in-wishlist-lms\/\">Geral<\/a><\/strong>;<\/li>\r\n\r\n\r\n\r\n<li>Finally, <a href=\"https:\/\/wishlistlms.com\/pt\/documentos\/connect-stripe-with-wishlist-lms\/\"><strong>connect Stripe to WishList LMS<\/strong><\/a> and verify it works. Then, you can turn on BACS payments.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-info\"><strong>Observa\u00e7\u00e3o:<\/strong> O plano Basic inclui uma taxa de parceria de 4,9% em transa\u00e7\u00f5es de Stripe. Os planos Plus e Pro n\u00e3o t\u00eam taxas de parceria.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" id=\"enabling-bacs-in-your-stripe-dashboard\"><a href=\"#enabling-bacs-in-your-stripe-dashboard\">Enabling BACS in Your Stripe Dashboard<\/a><\/h2>\r\n\r\n\r\n\r\n<p>Before activating BACS in WishList LMS, enable the payment method in your Stripe Dashboard:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Log in to your <strong>Stripe Dashboard<\/strong>.<\/li>\r\n<li>Ir para <strong>Settings &gt; Payment Methods<\/strong>.<\/li>\r\n<li>Under <strong>Bank debits<\/strong>, locate <strong>BACS Direct Debit<\/strong> and click <strong>Ligar<\/strong>.<\/li>\r\n<li>Complete the Stripe identity verification process, which may take several business days.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-info\"><strong>Observa\u00e7\u00e3o:<\/strong> Stripe requires completed identity verification before BACS Direct Debit becomes available on your account.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" id=\"setting-up-bacs-direct-debit\"><a href=\"#setting-up-bacs-direct-debit\">Setting Up BACS Direct Debit<\/a><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-danger\"><strong>Warning:<\/strong> BACS Direct Debit can display on WishList LMS registration forms even if the method is not enabled in your Stripe Dashboard. Activate it in both Stripe and WishList LMS to prevent failed payments.<\/p>\r\n\r\n\r\n\r\n<p>Follow these steps to enable BACS Direct Debit payments:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Ir para <strong>Dashboard &gt; WishList LMS &gt; Settings &gt; Payments tab<\/strong>.<\/li>\r\n\r\n\r\n\r\n<li>Locate your connected Stripe gateway.<\/li>\r\n\r\n\r\n\r\n<li>Clique no bot\u00e3o <strong>Customize Payment Methods<\/strong> bot\u00e3o.<\/li>\r\n\r\n\r\n\r\n<li>Enable the <strong>BACS<\/strong> option in the additional payment methods section.<\/li>\r\n\r\n\r\n\r\n<li>Clique no bot\u00e3o <strong>Atualiza\u00e7\u00e3o<\/strong> button in the pop-up to save changes.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69e0250843407&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69e0250843407\" class=\"wp-block-image size-full wp-lightbox-container\"><img decoding=\"async\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/wishlistlms.com\/wp-content\/uploads\/2025\/09\/wlmsl-bacs-payment-method.jpg\" alt=\"BACS payment method\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewbox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\r\n\r\n\r\n\r\n<p>For more details on setting this up, see the <strong><a href=\"https:\/\/wishlistlms.com\/pt\/documentos\/how-to-enable-payment-methods-with-stripe-and-wishlist-lms\/\">How To Enable Payment Methods With Stripe and WishList LMS<\/a><\/strong> document.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\" id=\"customer-payment-process\"><a href=\"#customer-payment-process\">Customer Payment Process<\/a><\/h3>\r\n\r\n\r\n\r\n<p>Once BACS is enabled, you can see this payment option on your registration forms. It appears on <strong>both Stripe Checkout and Stripe Element forms<\/strong>.<\/p>\r\n\r\n\r\n\r\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69e02508436d6&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69e02508436d6\" class=\"wp-block-image size-full wp-lightbox-container\"><img decoding=\"async\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/wishlistlms.com\/wp-content\/uploads\/2025\/09\/wlmsl-bacs-payment-option.jpg\" alt=\"BACS payment option\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewbox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\r\n\r\n\r\n\r\n<p>Customers need to give some information when signing up, such as:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Sort code;<\/li>\r\n\r\n\r\n\r\n<li>Account number;<\/li>\r\n\r\n\r\n\r\n<li>Full name;<\/li>\r\n\r\n\r\n\r\n<li>Email address;<\/li>\r\n\r\n\r\n\r\n<li>Complete address.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>When customers send their payment details, they give permission for your company to take money from their account using a Direct Debit mandate.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" id=\"important-limitations-and-requirements\"><a href=\"#important-limitations-and-requirements\">Important Limitations and Requirements<\/a><\/h2>\r\n\r\n\r\n\r\n<p>The BACS payment option only shows up when certain conditions are met. There are some limitations from BACS or Stripe.<\/p>\r\n\r\n\r\n\r\n<p><strong>Payment Types and Restrictions:<\/strong> BACS Direct Debit is a way to pay for both regular and one-time payments. It allows delayed payments but not free ones, so it can&#8217;t be used for free trial memberships.<\/p>\r\n\r\n\r\n\r\n<p><strong>Geographic and Currency Requirements:<\/strong> BACS is only for <strong>UK bank accounts<\/strong> and only works with <strong>Pounds Sterling (GBP)<\/strong>.<\/p>\r\n\r\n\r\n\r\n<p><strong>Processing Timeline and Grace Periods:<\/strong> BACS is a <strong>payment method that<\/strong> takes up to 6 business days to process and notify WishList LMS if the payment <strong>was successful or not<\/strong>.<\/p>\r\n\r\n\r\n\r\n\r\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-info\"><strong>Observa\u00e7\u00e3o:<\/strong> Canceling a subscription will not stop payments already being processed. Payments started before cancellation will go through. Only payments scheduled after the cancellation date will be stopped.<\/p>\r\n\r\n\r\n\r\n\r\n<p>WishList LMS sets a 1-day grace period for subscriptions. For BACS payments, <strong>increase it to 8 days or more,<\/strong> so users don&#8217;t lose access while paying.<\/p>\r\n\r\n\r\n\r\n<p>To do this, you would need to add the following code snippet to your site:<\/p>\r\n\r\n\r\n\r\n<pre class=\"wp-block-preformatted\" style=\"background-color:#f5f5f5\">add_filter('wlms_grace_init_days', function() {\r\n   return 14;\r\n});<\/pre>\r\n\r\n\r\n\r\n<p>This code sets a 14-day grace period. You can change the number of days by editing the line below.<\/p>\r\n\r\n\r\n\r\n<pre class=\"wp-block-preformatted\" style=\"background-color:#f5f5f5\">return 14;<\/pre>\r\n\r\n\r\n\r\n<p>If you use the mentioned payment methods for your renewals, the same issue might happen. You need to add a second code snippet to extend the grace period on renewals:<\/p>\r\n\r\n\r\n\r\n<pre class=\"wp-block-preformatted\" style=\"background-color:#f5f5f5\">add_filter('wlms_grace_expire_days',  function($days) {\r\n   return 1;\r\n});<\/pre>\r\n\r\n\r\n\r\n<p>Change the grace period duration for this code, as you did before for the first code.<\/p>\r\n\r\n\r\n\r\n<p>After updating the grace period in both code snippets, you should then add them to your website&#8217;s functions.php file or, alternatively, use the WPCode plugin.<\/p>\r\n\r\n\r\n\r\n<p>For additional technical details, consult the <a href=\"https:\/\/stripe.com\/docs\/payments\/bacs-debit\" target=\"_blank\" rel=\"noopener\"><strong>Stripe BACS Direct Debit documentation<\/strong><\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Learn how to enable BACS Direct Debit with Stripe and WishList LMS Lite. This guide covers prerequisites, setup steps, payment process, and limitations.<\/p>","protected":false},"author":7,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"ht-kb-category":[34],"ht-kb-tag":[58],"class_list":["post-1654","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-stripe","ht_kb_tag-needs-update"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Learn how to enable BACS Direct Debit with Stripe and WishList LMS Lite. 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